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For those of you who believe that the market can be timed, the best soothsayer can be found at Market Forcasting

Investment Quote of the Day
"October. This is one of the peculiarly dangerous months to
speculate in stocks. The others are July, January, September,
April, November, May, March, June, December, August, and
February. " -- Mark Twain

                         
Invest $200.00 a month in an S&P 500 index fund at 12% average return and you will have:
 
1 year 5 years 10 years 15 years 20 years 25 years 30 years
2,536 16,333 46,007  99,916 197,851 375,769 698,992

At 24% you will have:
 
2,682 22,810 97,651 343,203 1,148,887 3,792,345 12,465,611

They don't teach you this in government schools. You can average better than 24% with a DOW Dividend strategy.

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